- Low mortgage insurance
- Up to 6% seller assist allowed
- Minimum credit score of 620
USDA Rural Development loans make it quite possible and almost routine that a homebuyer can purchase a home with literally $100 out of their pocket. Ok, I know what you are thinking and yes, there are some restrictions. This loan is funded by the Department of Agriculture and therefore, the property must be located in a “rural” area. To check to see if the house you are interested in meets the location needed, click here. There are also income restrictions that need to be met which are quite lenient. You can check on those here. Once you get through those two hurdles, you are on your way to being a very lucky person who can leverage an appreciable asset with little to no money out of your pocket!
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Then start shopping! Below is a short list of eligible homes. To search all Zero Down Homes for sale, just click here!