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Do you have a plan to be rich, or a plan to be poor?

Do you have a plan?  What kind of plan you ask?  I like to think of it as a plan to be rich.  Now rich can come in many shapes and sizes, just like us, but no matter where you want to be in the future, it is best to have an adaptable financial plan.


New Mortgage Program Can Fund Your Down Payment to Buy a Home!

Do you want to own your own home, but are having trouble saving for a down payment or to pay closing costs?  You are not alone!  But now, there is an option to take care of that problem, and it will not cost you a dime!

Haunted House Prank

With Halloween upon us, its always fun to pull a little prank to scare your friends, family and co-workers with little pranks here and there. But this elaborate Haunted House prank took things to the next level for real estate agents in London. Check out the video:


Spring Cleaning with TLC Powerwashing

This is a lovely winter we are having this spring, but I am not giving up hope. The spring real estate market is in full swing and more and more sellers are prepping their homes for the market.  One way to get that curb appeal to peak condition is a good powerwashing of the exterior […]


Rent to Own Homes in Montgomery County

  Rent-to Own transactions consist of a tenant who cannot purchase a home at the time they enter into the lease for one reason or another and a seller who does not need to sell the home immediately, but still wants to sell.  So the tenant/buyer decides they will rent the home until their situation […]


Montgomery County 2014 Market Statistics

  So how did the housing market fair in Montgomery County PA in 2014? The results are in and we continue to improve! Check out this video to see how this benefits you!    

money wedding

Another reason to get married and throw a party!

I think that we can all agree that this is the best time in history to buy a home.  However, one of the main stumbling blocks in being able to do so is coming up with some savings for a down payment and/or closing costs.  Although there are ways to buy a home with no […]

97% mortgage is back

97% Mortgage – They’re ba-ck!

Fannie Mae and Freddie Mac both recently announced the return of the 97% Mortgage. That’s right, just a 3% down payment will get you into a new home, plus closing costs of course. Officially announced on December 8th, the two secondary mortgage giants stated they will start offering 97% LTV financing to homebuyers who could […]

cheesy realtor

Are Real Estate Agents the Only Ones that Do These Things?

This March, I am celebrating 20 years of being a real estate agent. I have learned a lot in this business about real estate, finance, and more importantly, about people. One thing that is clear; real estate agents are a different type of animal. For the most part, I have met and been able to […]

Montgomery County market statistics

Montgomery County Market Statistics for 2013

The results are in!  And 2013 was yet another year to show positive improvement in the Montgomery County real estate market.  Check out this video where I go over the Montgomery County Market Statistics for 2013.  


A new record! First-time homebuyers purchase a home for just $0.72!

A NEW RECORD!  I absolutely love a challenge.  But this one will most likely be the standing record for some time.  I am one of the few who tout what I believe to be the most phenomenal first time homebuyer program available, the USDA Rural Development Home Loan Program.  This program allows a first time […]

boat missed

Did you miss the boat on buying a house in Montgomery County?

Were you one of those buyers who remained on the fence for the last few years waiting for the bottom of the real estate market to hit?  Did you think that interest rates had no chance of going up anytime soon?  Well, I am sorry to be the one to let you know but you […]

Shops of Harleysville

Tractor Supply, STS Auto & Giant Gas Coming to Harleysville!

The Shoppes of Harleysville Shopping Center in Harleysville, PA will be getting some new neighbors soon.  Currently, there is a traffic light and the intersection of Route 113 and Park Avenue that also leads to the rear entrance of the shopping center that houses Walmart, Giant, Radio Shack, Harleysville Mattress, Great Clips, GNC Store, Zachs […]


Who was Smoking What When They Came Up with Montgomery County’s Real Estate Tax System?

Welcome to Montgomery County.  A beautiful County filled with great people, tons of things to do, a perfect location close to the hustle & bustle of Philadelphia, weekend hikes & winter skiing in the Poconos, & a short drive to the beauty, peacefulness & tranquility of the Jersey Shore.  It really is a great place […]

confused woman

I am approved for a mortgage, why can’t I buy any house in my price range??

So you did the right thing.  You were able to get pre-approved for financing and everyone tells you it is as good as buying with cash.  Then you start looking at houses and your agent tells you that the property you want to see is ineligible for the type of financing you are approved for. […]


Give me a seller assist to pay for my closing costs, please!

It’s smart, it’s legal, it varies with loan products, but a full seller assist (seller credit, seller concession, etc) may not be possible with certain properties.  Before they met me, a client wanted to purchase a foreclosure in Montgomery County, PA.  They were approved for a mortgage, they had the down payment, but their real […]

surprised baby


A Reverse Mortgage is one of the best financial tools out there today.  It is amazing what you can do with them and the quality of life that can be had once they are put in place.  There are many misconceptions that we will clear up and to start, here are some actual stories to […]

fiscal cliff

Fiscal Cliff? What does this mean to me?

All this talk about a fiscal cliff on the news, in the paper (what is that), online, CNN, MSNBC, etc. So what is it, how does this affect you, your family, your finances?  Chances are, one of these expiring tax breaks will affect you so here is a breakdown of what is going on.

16 W. 6th St, Bridgeport, PA 19405

  Schedule a Showing/Request Info Search All Homes For Sale Search Homes by School District Free List of Foreclosed Homes For Sale Avoid Foreclosure What is your home worth? Homes Close to Where You Work   Michael Torres RE/MAX Reliance 215-275-2009 Questions?Schedule a Showing! MLS#: 6098050 Licensed In:PA License #:RS202768L Information valid for the date […]

Ashlee Hall ext pic

The Importance of Real Estate Photography – From Clicking to Closing

At least 88% of prospective home buyers use the internet as an informational resource during their real estate search ( With popular real estate syndication sites such as, and as well as social media networks, consumers are able to proactively find properties on their own.  It doesn’t stop at the computer. 63% […]